Sometimes, injuries happen when we are least expecting it and can least afford it. Unfortunately, medical treatment often can’t wait until you receive a judgment or settlement in your personal injury case.
If you’ve been injured and need money right away because you can’t pay medical bills, you may have several options available.
Insurance
If you’ve been injured due to someone else’s negligence, you may have to use your insurance in order to pay medical bills. This can be insurance from your employer, your personal insurance or Medicare/Medicaid.
Keep in mind, though, that your insurance may be able to recoup the money it has paid towards your treatment after you reach a settlement. Your attorney can best determine how much, if any, of your award your insurance company can recoup.
MedPay
Many car and property insurance companies include a clause in their contracts called “MedPay.” MedPay generally covers up to $10,000 in your medical bills, which can be helpful for less serious treatments and ER visits.
Any payments made through MedPay may, however, be deducted from your insurance payout. An attorney can help determine if MedPay is available and if it is the right option if you can’t pay medical bills through other means.
Liens
If you received treatment in an emergency room or via ambulance, those entities may file a lien against you in order to recover the cost of treatment after your receive a judgment in your case.
Although you may be shocked to find that a lien has been filed against you, they are a common tool for hospitals to ensure they are paid.
Fortunately, your attorney may be able to negotiate with the hospital so that you pay less than the actual total of the medical bills.
Initial Consultation and Case Evaluation
Finding yourself in a financial bind after an injury can be stressful, but it is not insurmountable.
If you or someone you know has been hurt due to someone else’s negligence, please contact a Tulsa personal injury attorney to discuss your available legal options. Consult with an experienced attorney at The Personal Injury Law Office of Tulsa today by calling (918) 924-5528. If you prefer, you can use the box in the upper right-hand corner of this page to send a question or brief message.
